Capped Rate Mortgages for ALL applicants

Should interest rates rise substantially beyond the figure agreed, you need not worry as you will only pay at the capped figure. And should interest rates fall, you receive the benefit by paying at the prevailing rate only if it is below your capped rate.

This type of mortgage became more popular in the UK after the 1980s and the years of very high interest rates. For borrowers it provides a reasonable safety net whilst allowing them to benefit in the good times when interest rates are low.

Interest rates on a capped rate mortgage may not be as low as those on a fixed rate mortgage, although as mortgage deals are changing on a daily basis it pays to look at both options and pick the one that's best for your particular circumstances.

If you complete our online enquiry form we will look at all of the mortgage deals you are eligible for and present you with a range of options to choose from.

We can offer mortgages to all types of applicant, including those with credit problems such as ccjs, arrears, defaults etc. We can also help the self employed with or without accounts or with no proof of income.

For your free quotation without obligation click below