It can often be difficult to get mortgages if you are self-employed. This is particularly so in the early years when you will have limited accounts.Many lenders will want to see up to 3 years trading figures before agreeing to lend you money.
At Panic Mortgages we are specialists in arranging mortgages for the self-employed. If you don't have accounts, we can arrange a self-certification mortgage whereby you tell the lender how much you earn without the need for proof.
There are no credit checks, making self-employed mortgages the best option for those with no proof of income. Many employed people also choose to go down this route.
You should always ensure that you are confident you have enough earnings to cover your monthly repayments. Failure to do so could result in the loss of your home.
We have numerous lenders and special schemes allowing us to get the best self-certification mortgage deals in the market.
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